Overcoming the Debt Mindset

It can be argued that the concept of saving is largely a lost art.

From a developed-world perspective, there is no longer a stigma attached to debt like there was a few decades ago, so people merrily spend their way into multiple forms of debt without thinking about the future consequences.  The ideas of penny-pinching, not buying what you don’t have the cash for, and other forms of saving and frugality – with the goal of someday building a nice nest-egg of savings – have been lost in this world of abundant and easy credit.

In fact, it would seem as though Continue reading “Overcoming the Debt Mindset”

Advertisements

Thoughts on the Recent Market Correction

If there’s one goal I’ve had for this blog all along, it’s to be transparent and honest.  That’s quite easy for someone like me, middle class and not a household name.  I don’t have to uphold a façade, to pretend as though I have it all together, unlike famous people who are very good at pretending.

And honestly speaking, right now it’s tough for “regular” people like me in various parts of North America.  In my part of the continent, Continue reading “Thoughts on the Recent Market Correction”